/* Die Zins-Sanis – Startseite. Farbwelt Petrol + Pflaster-Orange auf Creme. */
:root{
  --creme:#FFF4E6; --creme2:#FBE7CF; --petrol:#0E4C5A; --nacht:#08303A; --orange:#F28C38;
  --orange-d:#D86F1C; --hell:#2BA3B5; --haut:#F6C9A4; --tinte:#0B2A31; --grau:#5C6E72;
  --r:18px; --schatten:0 6px 0 var(--nacht);
  --kopf:'Bricolage Grotesque',system-ui,sans-serif; --hand:'Caveat',cursive;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--creme);color:var(--tinte);font:17px/1.6 var(--kopf);font-optical-sizing:auto;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--petrol)}
.wrap{width:min(1180px,92vw);margin:0 auto}
h1,h2,h3{font-family:var(--kopf);line-height:1.08;margin:0 0 .5em;letter-spacing:-.02em;color:var(--nacht)}
h1{font-size:clamp(2.4rem,5.6vw,4.4rem);font-weight:800}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem);font-weight:800}
h3{font-size:1.3rem;font-weight:700}
p{margin:0 0 1em}
.hand{font-family:var(--hand);font-weight:700}

/* Pflaster-Etikett: Erkennungselement für Abschnittsüberschriften */
.pflaster{display:inline-flex;align-items:center;gap:.6em;background:var(--orange);color:var(--nacht);font-weight:700;font-size:.85rem;
  letter-spacing:.06em;text-transform:uppercase;padding:.35em 1.1em;border-radius:999px;transform:rotate(-2.5deg);margin-bottom:1rem;
  background-image:radial-gradient(circle,rgba(8,48,58,.18) 1.4px,transparent 1.6px);background-size:9px 9px;background-position:center;
  box-shadow:inset 0 0 0 3px rgba(255,244,230,.45)}
.pflaster::before,.pflaster::after{content:"";width:1.2em;height:1.2em;border-radius:50%;background:rgba(255,244,230,.55)}

/* Knöpfe */
.knopf{display:inline-flex;align-items:center;gap:.5em;font:700 1.05rem var(--kopf);padding:.85em 1.4em;border-radius:14px;border:3px solid var(--nacht);
  text-decoration:none;cursor:pointer;transition:transform .15s,box-shadow .15s;box-shadow:var(--schatten)}
.knopf:hover{transform:translateY(-2px);box-shadow:0 8px 0 var(--nacht)}
.knopf:active{transform:translateY(4px);box-shadow:0 2px 0 var(--nacht)}
.knopf.or{background:var(--orange);color:var(--nacht)}
.knopf.pe{background:var(--creme);color:var(--nacht)}
.knopf.dunkel{background:var(--petrol);color:var(--creme)}

/* Kopf */
.kopf{position:sticky;top:0;z-index:20;background:rgba(255,244,230,.92);backdrop-filter:blur(8px);border-bottom:3px solid var(--nacht)}
.kopf .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0}
.logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--nacht);font-weight:800;font-size:1.35rem;letter-spacing:-.02em}
.logo svg{width:50px;height:44px;flex:none}
.logo small{display:block;font:600 .95rem/1 var(--hand);color:var(--orange-d);letter-spacing:0}
.nav{display:flex;gap:1.3rem;align-items:center}
.nav a{text-decoration:none;font-weight:600;color:var(--nacht);white-space:nowrap}
.nav a:not(.knopf):hover{color:var(--orange-d)}
.nav .knopf{padding:.5em 1em;font-size:.95rem;box-shadow:0 4px 0 var(--nacht)}
.menu-knopf{display:none;background:none;border:3px solid var(--nacht);border-radius:10px;font:700 1rem var(--kopf);padding:.35em .7em;color:var(--nacht)}
@media (max-width:1100px){
  .nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:flex-start;background:var(--creme);padding:1rem 4vw 1.4rem;border-bottom:3px solid var(--nacht)}
  .nav.offen{display:flex}
  .menu-knopf{display:block}
}

/* Held */
.held{position:relative;overflow:hidden;padding:3.5rem 0 0}
.held .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:2rem;align-items:center}
.held h1 .unterstr{position:relative;white-space:nowrap}
.held h1 .unterstr::after{content:"";position:absolute;left:-.1em;right:-.1em;bottom:.02em;height:.32em;background:var(--orange);border-radius:6px;z-index:-1;
  transform-origin:left;transform:scaleX(0) rotate(-1.5deg);animation:strich .9s .5s cubic-bezier(.6,.1,.2,1) forwards}
@keyframes strich{to{transform:scaleX(1) rotate(-1.5deg)}}
.held .lead{font-size:1.2rem;max-width:34em;color:#22444b}
.held .knoepfe{display:flex;flex-wrap:wrap;gap:1rem;margin:1.6rem 0 1rem}
.held .klein{font-size:.9rem;color:var(--grau)}
.buehne{position:relative;width:100%}
.blase{position:absolute;background:#fff;border:3px solid var(--nacht);border-radius:16px;padding:.4em .8em;font:700 1.35rem/1.1 var(--hand);color:var(--nacht);
  box-shadow:0 4px 0 var(--nacht);opacity:0;animation:blase .5s forwards}
.blase::after{content:"";position:absolute;bottom:-14px;width:18px;height:18px;background:#fff;border-right:3px solid var(--nacht);border-bottom:3px solid var(--nacht)}
.blase.l{left:4%;top:6%;animation-delay:1.1s}.blase.l::after{left:40%;transform:rotate(45deg)}
.blase.r{right:17%;top:-7%;animation-delay:1.9s}.blase.r::after{right:30%;transform:rotate(45deg)}
@keyframes blase{from{opacity:0;transform:translateY(10px) scale(.9)}to{opacity:1;transform:none}}
.ekg-boden{display:block;width:100%;height:70px;margin-top:-6px}
.ekg-boden path{fill:none;stroke:var(--petrol);stroke-width:4;stroke-linejoin:round;stroke-linecap:round;stroke-dasharray:2400;stroke-dashoffset:2400;animation:zeichnen 2.6s .2s ease-out forwards}
@keyframes zeichnen{to{stroke-dashoffset:0}}
@media (max-width:900px){.held .wrap{grid-template-columns:1fr}.buehne{max-width:520px;margin:0 auto}}

/* Figuren-Animationen */
.sanis .blinzeln{animation:blinzeln 4.5s infinite;transform-box:fill-box;transform-origin:center}
.sanis .rino .blinzeln{animation-delay:1.3s}
@keyframes blinzeln{0%,94%,100%{transform:scaleY(1)}97%{transform:scaleY(.1)}}
.sanis .zopf{transform-box:fill-box;transform-origin:10% 10%;animation:zopf 2.2s ease-in-out infinite}
@keyframes zopf{50%{transform:rotate(9deg)}}
.sanis .winken{transform-box:fill-box;transform-origin:5% 95%;animation:winken 1.8s ease-in-out infinite}
@keyframes winken{0%,100%{transform:rotate(0)}25%{transform:rotate(-14deg)}50%{transform:rotate(4deg)}75%{transform:rotate(-10deg)}}
.sanis .monitorlinie{stroke-dasharray:160;stroke-dashoffset:160;animation:monitor 2s linear infinite}
@keyframes monitor{to{stroke-dashoffset:-160}}
.sanis .wippen{animation:wippen 3s ease-in-out infinite}
.sanis .rino.wippen{animation-delay:.6s}
@keyframes wippen{50%{transform:translateY(-6px)}}

/* Abschnitte */
section{padding:5rem 0}
.zentriert{text-align:center;max-width:46rem;margin:0 auto 2.6rem}

/* Zins-EKG */
.ekg{background:var(--nacht);color:var(--creme);border-top:3px solid var(--nacht)}
.ekg h2{color:var(--creme)}
.ekg .pflaster{color:var(--nacht)}
.monitor{background:#062429;border:4px solid #12505c;border-radius:24px;padding:1.4rem;box-shadow:inset 0 0 40px rgba(43,163,181,.15)}
.monitor-kopf{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;margin-bottom:.6rem;font-size:.9rem;color:#9fc9d0}
.monitor-kopf .live::before{content:"";display:inline-block;width:.6em;height:.6em;border-radius:50%;background:var(--orange);margin-right:.45em;animation:puls 1.2s infinite}
@keyframes puls{50%{opacity:.25}}
.monitor svg{width:100%;height:auto}
.monitor .gitter line{stroke:rgba(43,163,181,.12);stroke-width:1}
.monitor .kurve{fill:none;stroke:var(--hell);stroke-width:3;stroke-linejoin:round;filter:drop-shadow(0 0 6px rgba(43,163,181,.8))}
.monitor .kurve2{fill:none;stroke:var(--orange);stroke-width:2.5;stroke-linejoin:round;stroke-dasharray:6 6;opacity:.85}
.monitor .achse{fill:#6f9aa2;font:12px var(--kopf)}
.monitor .punkt{fill:#fff;filter:drop-shadow(0 0 8px #fff)}
.werte{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:1.2rem}
.wert{background:#0b3a43;border-radius:16px;padding:1rem 1.1rem;border:2px solid #12505c}
.wert .t{font-size:.85rem;color:#9fc9d0}
.wert .z{font:800 2rem/1.1 var(--kopf);color:#fff;font-variant-numeric:tabular-nums}
.wert .z.or{color:var(--orange)}
.wert .u{font-size:.82rem;color:#9fc9d0}
.diagnose{margin-top:1.2rem;font:700 1.6rem/1.2 var(--hand);color:var(--orange)}
.fein{font-size:.82rem;color:#8fb5bb;margin-top:1rem}
.ekg .fein a{color:#cfe7ea}
@media (max-width:800px){.werte{grid-template-columns:1fr 1fr}}

/* Einsatz-Schritte */
.schritte{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;counter-reset:s}
.schritt{background:#fff;border:3px solid var(--nacht);border-radius:var(--r);padding:1.6rem;box-shadow:var(--schatten);position:relative}
.schritt:nth-child(2){transform:rotate(1deg)}.schritt:nth-child(3){transform:rotate(-1deg)}
.schritt .nr{font:700 3rem/1 var(--hand);color:var(--orange-d)}
.schritt p{margin:0;color:#2b4a50}
@media (max-width:800px){.schritte{grid-template-columns:1fr}}

/* Bank gegen Sanis */
.vergleich{background:var(--creme2);border-block:3px solid var(--nacht)}
.vs{display:grid;grid-template-columns:1fr auto 1fr;gap:1.5rem;align-items:stretch}
.vs .seite{border:3px solid var(--nacht);border-radius:var(--r);padding:1.6rem;background:#fff}
.vs .seite.bank{background:#eef0f0;color:#47555a}
.vs .seite.sani{background:var(--petrol);color:var(--creme);box-shadow:var(--schatten)}
.vs .seite.sani h3{color:var(--creme)}
.vs ul{list-style:none;padding:0;margin:0}
.vs li{padding:.45em 0 .45em 2em;position:relative;border-bottom:1px dashed rgba(0,0,0,.12)}
.vs .sani li{border-color:rgba(255,244,230,.2)}
.vs .bank li::before{content:"–";position:absolute;left:.4em;font-weight:800}
.vs .sani li::before{content:"✓";position:absolute;left:.3em;color:var(--orange);font-weight:800}
.vs .gegen{align-self:center;font:700 2.6rem var(--hand);color:var(--orange-d)}
@media (max-width:800px){.vs{grid-template-columns:1fr}.vs .gegen{text-align:center}}

/* Rechner */
.rechner-raster{display:grid;grid-template-columns:1fr 1fr;gap:1.8rem}
.rechner{background:#fff;border:3px solid var(--nacht);border-radius:24px;box-shadow:var(--schatten);overflow:hidden}
.rechner-kopf{background:var(--petrol);color:var(--creme);padding:1.1rem 1.4rem;display:flex;align-items:center;gap:.8rem}
.rechner-kopf h3{color:var(--creme);margin:0}
.rechner-kopf .icon{width:42px;height:42px;flex:none}
.rechner-innen{padding:1.4rem}
.feld{margin-bottom:1rem}
.feld label{display:flex;justify-content:space-between;font-weight:600;font-size:.95rem;margin-bottom:.3rem}
.feld label output{font-variant-numeric:tabular-nums;color:var(--petrol);font-weight:800}
.feld input[type=number]{width:100%;font:600 1.05rem var(--kopf);padding:.6em .8em;border:2px solid #b9c7c9;border-radius:12px;background:var(--creme)}
.feld input:focus{outline:3px solid var(--orange);outline-offset:1px;border-color:var(--nacht)}
.feld input[type=range]{width:100%;accent-color:var(--orange)}
.ergebnis{background:var(--creme);border:2px dashed var(--petrol);border-radius:16px;padding:1rem 1.1rem;margin-top:1.2rem}
.ergebnis .zeile{display:flex;justify-content:space-between;gap:1rem;padding:.25em 0;font-variant-numeric:tabular-nums}
.ergebnis .zeile b{font-size:1.05rem}
.ergebnis .gross{font:800 1.9rem/1.1 var(--kopf);color:var(--orange-d)}
.ergebnis .befund{font:700 1.45rem/1.2 var(--hand);color:var(--petrol);margin-top:.5rem}
.hinweis{font-size:.8rem;color:var(--grau);margin-top:.8rem}
@media (max-width:900px){.rechner-raster{grid-template-columns:1fr}}

/* Funkprotokoll */
.protokoll{background:#fff;border:3px solid var(--nacht);border-radius:24px;padding:1.8rem;box-shadow:var(--schatten);max-width:820px;margin:0 auto;
  background-image:repeating-linear-gradient(transparent 0 33px,rgba(14,76,90,.08) 33px 34px)}
.protokoll .eintrag{display:grid;grid-template-columns:4.5rem 1fr;gap:1rem;padding:.55rem 0}
.protokoll .zeit{font:700 1.3rem var(--hand);color:var(--orange-d)}
.protokoll .wer{font-weight:800;color:var(--petrol)}
.protokoll .stempel{display:inline-block;margin-top:1rem;border:3px solid var(--orange-d);color:var(--orange-d);font-weight:800;text-transform:uppercase;letter-spacing:.08em;padding:.3em .8em;border-radius:8px;transform:rotate(-4deg)}

/* Wache */
.wache{background:var(--petrol);color:var(--creme);border-block:3px solid var(--nacht)}
.wache h2{color:var(--creme)}
.wache .wrap{display:grid;grid-template-columns:auto 1fr;gap:2.5rem;align-items:center}
.wache .lampe{width:150px}
.wache .lampe .licht{animation:licht 1.6s ease-in-out infinite;transform-origin:center;transform-box:fill-box}
@keyframes licht{50%{opacity:.25}}
.wache ul{padding-left:1.2em}
@media (max-width:800px){.wache .wrap{grid-template-columns:1fr}.wache .lampe{width:110px}}

/* Echte Berater */
.team-raster{max-width:900px;margin:0 auto}
.team{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem}
@media (max-width:800px){.team-raster{grid-template-columns:1fr}}
.person{display:grid;grid-template-columns:130px 1fr;gap:1.2rem;align-items:center;background:#fff;border:3px solid var(--nacht);border-radius:var(--r);padding:1.2rem;box-shadow:var(--schatten)}
.person img{width:130px;height:150px;object-fit:cover;border-radius:14px;border:3px solid var(--nacht)}
.person h3{margin:0 0 .15em}
.person .rolle{color:var(--grau);font-size:.92rem;margin-bottom:.6em}
.person a{font-weight:700}
@media (max-width:800px){.team{grid-template-columns:1fr}}

/* Notruf */
.notruf{text-align:center}
.notruf .karte{background:var(--orange);border:3px solid var(--nacht);border-radius:28px;padding:2.6rem 1.6rem;box-shadow:0 8px 0 var(--nacht);max-width:900px;margin:0 auto;
  background-image:radial-gradient(circle,rgba(8,48,58,.12) 1.6px,transparent 1.8px);background-size:12px 12px}
.notruf .nummer{font:800 clamp(2rem,5vw,3.2rem)/1 var(--kopf);color:var(--nacht);text-decoration:none;display:inline-block;margin:.4rem 0 1.2rem}
.notruf .knoepfe{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}

/* Einsatzgebiet */
.orte{display:flex;flex-wrap:wrap;gap:.7rem;justify-content:center}
.orte a{text-decoration:none;font-weight:700;background:#fff;border:2px solid var(--nacht);border-radius:999px;padding:.45em 1.1em;color:var(--nacht)}
.orte a:hover{background:var(--orange)}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:3px solid var(--nacht);border-radius:16px;margin-bottom:.9rem;padding:0 1.2rem}
.faq summary{cursor:pointer;font-weight:700;padding:1rem 0;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--orange-d)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:1rem;margin:0;color:#2b4a50}

/* Fuß */
.fuss{background:var(--nacht);color:#b9d4d8;padding:3rem 0 2rem;font-size:.92rem}
.fuss .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
.fuss a{color:#e6f1f2}
.fuss .logo{color:var(--creme)}
.fuss .warnung{grid-column:1/-1;border-top:1px solid #1d4c55;padding-top:1.2rem;font-size:.82rem;color:#8fb5bb}
@media (max-width:800px){.fuss .wrap{grid-template-columns:1fr}}

/* Einblenden */
[data-ein]{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}
[data-ein].da{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001s!important;animation-iteration-count:1!important;transition:none!important}
  [data-ein]{opacity:1;transform:none}
}
.teamfoto{width:100%;height:auto;margin:0;border:3px solid var(--nacht);border-radius:24px;box-shadow:var(--schatten)}
.orte-titel{text-align:center;font-size:1rem;margin:1.6rem 0 .8rem;color:var(--grau);text-transform:uppercase;letter-spacing:.06em}
.fuss p a{color:#fff}
.buehne .duo{width:100%;height:auto;border:3px solid var(--nacht);border-radius:28px;box-shadow:0 8px 0 var(--nacht);transform:rotate(1.2deg)}
.held{padding-bottom:1.5rem}
.szenen{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.szene{background:#fff;border:3px solid var(--nacht);border-radius:var(--r);overflow:hidden;box-shadow:var(--schatten)}
.szene img{width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center bottom;border-bottom:3px solid var(--nacht)}
.szene p{margin:0;padding:1rem 1.2rem 1.2rem;color:#2b4a50}
@media (max-width:900px){.szenen{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.szenen{grid-template-columns:1fr}}
.logo-text{line-height:1}
.logo .die{font-style:italic;font-weight:800;color:var(--nacht);font-size:1rem;display:inline-block;transform:skewX(-6deg)}
.logo .zs{font-style:italic;font-weight:800;color:#B3141F;font-size:1.5rem;letter-spacing:-.03em;display:inline-block;transform:skewX(-8deg)}
.logo small{margin-top:.2rem}
.fuss .logo .die{color:var(--creme)}.fuss .logo .zs{color:#FF5A4E}
.umschuldung{background:var(--creme2);border-top:3px solid var(--nacht)}
.umschuldung-bild{margin:0 0 2.2rem}
.umschuldung-bild img{width:100%;height:auto;border:3px solid var(--nacht);border-radius:28px;box-shadow:0 8px 0 var(--nacht)}
.umschuldung-raster{display:grid;grid-template-columns:1.5fr 1fr;gap:2rem;align-items:start}
.umschuldung-text p{color:#2b4a50}
.behandlungsplan{background:#fff;border:3px solid var(--nacht);border-radius:var(--r);padding:1.4rem 1.6rem;box-shadow:var(--schatten);transform:rotate(1deg)}
.behandlungsplan ul{list-style:none;padding:0;margin:0 0 .6rem}
.behandlungsplan li{font-weight:700;font-size:1.1rem;padding:.45em 0 .45em 2.1em;position:relative;border-bottom:1px dashed #c9d3d5}
.behandlungsplan li::before{content:"✓";position:absolute;left:0;top:.35em;width:1.4em;height:1.4em;border:2px solid var(--nacht);border-radius:5px;background:var(--orange);display:grid;place-items:center;font-size:.85rem;color:var(--nacht)}
@media (max-width:900px){.umschuldung-raster{grid-template-columns:1fr}}
.rechtstext{padding:3.5rem 0 5rem}
.rechtstext .wrap{max-width:820px}
.rechtstext h1{font-size:clamp(2rem,4vw,3rem)}
.rechtstext h2{font-size:1.25rem;margin:2rem 0 .5rem}
.rechtstext p{color:#2b4a50}
.rechtstext .stand{margin-top:2rem;font-size:.9rem;color:var(--grau)}
/* ---------- Unterseiten ---------- */
.seitenkopf{padding:2.6rem 0 1.4rem}
.brotkrumen{font-size:.9rem;color:var(--grau);margin-bottom:1rem}
.brotkrumen a{color:var(--petrol)}
.seitenkopf h1{font-size:clamp(2rem,4.6vw,3.4rem);max-width:22ch}
.kurzantwort{background:#fff;border:3px solid var(--nacht);border-left:10px solid var(--orange);border-radius:16px;padding:1.1rem 1.3rem;max-width:62rem;box-shadow:var(--schatten);font-size:1.08rem}
.knoepfe-zeile{display:flex;flex-wrap:wrap;gap:1rem;margin-top:1.6rem}
.inhalt-bild{padding:1rem 0 0}
.inhalt{padding:2rem 0 4rem}
.wrap.schmal{max-width:900px}
.inhalt h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-top:3rem}
.inhalt p,.inhalt li{color:#2b4a50}
.fallkarten{display:grid;gap:1.2rem;margin:1.4rem 0}
.fallkarte{background:#fff;border:3px solid var(--nacht);border-radius:var(--r);padding:1.3rem 1.5rem;box-shadow:var(--schatten);position:relative}
.fallkarte.gruen{border-left:10px solid var(--hell)}
.fallkarte.orange{border-left:10px solid var(--orange)}
.fallkarte h3{margin:.2rem 0 .5rem}
.fallkarte p{margin:0}
.fall-nr{font:700 1.3rem var(--hand);color:var(--orange-d)}
.rechner-zwei{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:start}
.rechner-zwei .ergebnis{margin-top:0;position:sticky;top:90px}
@media (max-width:980px){.rechner-zwei{grid-template-columns:1fr}.rechner-zwei .ergebnis{position:static}}
.schrittliste{counter-reset:s;list-style:none;padding:0}
.schrittliste li{counter-increment:s;position:relative;padding:.8rem 0 .8rem 3.4rem;border-bottom:1px dashed #c9d3d5}
.schrittliste li::before{content:counter(s);position:absolute;left:0;top:.65rem;width:2.3rem;height:2.3rem;border-radius:50%;background:var(--orange);border:3px solid var(--nacht);display:grid;place-items:center;font-weight:800;color:var(--nacht)}
.tabelle-scroll{overflow-x:auto}
.vergleichstabelle{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:3px solid var(--nacht);border-radius:16px;overflow:hidden;min-width:560px}
.vergleichstabelle th,.vergleichstabelle td{padding:.75rem 1rem;text-align:left;border-bottom:1px solid #dbe3e4;vertical-align:top}
.vergleichstabelle thead th{background:var(--petrol);color:var(--creme)}
.vergleichstabelle thead th:last-child{background:var(--orange);color:var(--nacht)}
.vergleichstabelle tbody th{color:var(--nacht);width:22%}
.vergleichstabelle tr:last-child th,.vergleichstabelle tr:last-child td{border-bottom:0}
.punkte{padding-left:1.2rem}
.punkte li{margin-bottom:.6rem}
.inhalt .faq{margin-top:1rem}
.autor{display:flex;gap:1rem;align-items:center;background:var(--creme2);border:2px dashed var(--petrol);border-radius:16px;padding:1rem 1.2rem;margin-top:3rem;font-size:.95rem}
.autor img{width:80px;height:96px;object-fit:cover;border-radius:12px;border:3px solid var(--nacht);flex:none}
.autor .stand{color:var(--grau);font-size:.88rem}
.quellen{font-size:.85rem;color:var(--grau);margin-top:1.2rem;line-height:1.8}
.weiterlesen{margin-top:2.5rem}
.weiterlesen .orte{justify-content:flex-start}
.ergebnis .zeile b{white-space:nowrap}
.umschalter{border:0;padding:0;margin:0 0 1rem;display:flex;gap:1rem;flex-wrap:wrap}
.umschalter legend{font-weight:600;font-size:.95rem;margin-bottom:.3rem;width:100%}
.umschalter label{display:flex;align-items:center;gap:.4rem;background:var(--creme);border:2px solid #b9c7c9;border-radius:999px;padding:.35em .9em;cursor:pointer;font-weight:600}
.umschalter label:has(input:checked){border-color:var(--nacht);background:var(--orange)}
.umschalter input{accent-color:var(--nacht)}
.ergebnis .zeile.klein{font-size:.85rem;color:var(--grau);padding-top:0}
#t2-grafik{width:100%;height:auto;background:#fff;border:2px solid #dbe3e4;border-radius:14px}
.planbox{margin-top:1rem;background:var(--creme);border:2px solid #dbe3e4;border-radius:14px;padding:.2rem 1rem}
.planbox summary{cursor:pointer;font-weight:700;padding:.7rem 0;color:var(--petrol)}
.vergleichstabelle.plan{min-width:620px;margin-bottom:1rem;font-variant-numeric:tabular-nums}
.vergleichstabelle.plan td,.vergleichstabelle.plan th{text-align:right}
.vergleichstabelle.plan td:first-child,.vergleichstabelle.plan th:first-child{text-align:left}
.vergleichstabelle.plan thead th:last-child{background:var(--petrol);color:var(--creme)}
.vergleichstabelle.plan tr.markiert td{background:#FDE6CF;font-weight:700}
.vergleichstabelle.plan td{white-space:nowrap}
.zeitplan{list-style:none;padding:0;margin:0 0 1rem;border-left:4px solid var(--petrol);margin-left:.6rem}
.zeitplan li{position:relative;padding:.2rem 0 1rem 1.4rem;display:grid;gap:.15rem}
.zeitplan li::before{content:"";position:absolute;left:-.8rem;top:.35rem;width:1rem;height:1rem;border-radius:50%;background:#fff;border:3px solid var(--petrol)}
.zeitplan .wann{font-size:.85rem;color:var(--grau);font-weight:600}
.zeitplan li.vorbei{opacity:.55}
.zeitplan li.vorbei::before{background:var(--petrol)}
.zeitplan li.jetzt::before{background:var(--orange);border-color:var(--nacht);width:1.2rem;height:1.2rem;left:-.9rem}
.zeitplan li.jetzt b{color:#D86F1C}
.zeitplan em{font-style:normal;background:var(--orange);color:var(--nacht);border-radius:999px;padding:.05em .6em;font-size:.8rem;margin-left:.3rem}
.zeitplan li:last-child{padding-bottom:0}
.seitenbild-klein{float:right;width:200px;margin:0 0 1rem 1.5rem}
.seitenbild-klein img{width:100%;height:auto}
@media (max-width:640px){.seitenbild-klein{float:none;width:170px;margin:0 auto 1rem}}
.vergleichstabelle.drei thead th:last-child{background:var(--petrol);color:var(--creme)}
.vergleichstabelle.drei thead th:nth-child(3){background:var(--orange);color:var(--nacht)}
#n-ende{font:inherit}
.haken{display:grid;gap:.5rem}
.haken label{display:flex;gap:.6rem;align-items:flex-start;background:var(--creme);border:2px solid #b9c7c9;border-radius:12px;padding:.55rem .8rem;cursor:pointer;font-size:.95rem}
.haken label:has(input:checked){border-color:var(--nacht);background:#FDE6CF}
.haken input{accent-color:var(--orange);width:1.15rem;height:1.15rem;margin-top:.15rem;flex:none}
#f-grafik{width:100%;height:auto;background:#fff;border:2px solid #dbe3e4;border-radius:14px}
.mini-knopf{margin-top:.5rem;font:600 .85rem var(--kopf);background:var(--creme);color:var(--petrol);border:2px solid var(--petrol);border-radius:999px;padding:.35em .9em;cursor:pointer}
.mini-knopf:hover{background:var(--petrol);color:var(--creme)}
#v-pf-info{display:block;padding:.3rem 0 0}
.ekg-gross{background:#062429;border:4px solid #12505c;border-radius:24px;padding:1.4rem;box-shadow:inset 0 0 40px rgba(43,163,181,.15);color:var(--creme)}
.ekg-gross svg{width:100%;height:auto;touch-action:pan-y}
.ekg-gross .gitter line{stroke:rgba(43,163,181,.14);stroke-width:1}
.ekg-gross .kurve{fill:none;stroke:var(--hell);stroke-width:2.6;stroke-linejoin:round;filter:drop-shadow(0 0 5px rgba(43,163,181,.7))}
.ekg-gross .kurve2{fill:none;stroke:var(--orange);stroke-width:2.6;stroke-linejoin:round}
.ekg-gross .achse{fill:#6f9aa2;font:12px var(--kopf)}
.ekg-kopfzeile{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;margin-bottom:1rem}
.ekg-zeitraum{margin:0}
.ekg-zeitraum label{background:#0b3a43;border-color:#12505c;color:var(--creme);font-size:.88rem}
.ekg-zeitraum label:has(input:checked){background:var(--orange);color:var(--nacht);border-color:var(--orange)}
.ekg-werte{display:grid;grid-template-columns:repeat(4,1fr);gap:.8rem;margin-bottom:1rem}
.ekg-werte div{background:#0b3a43;border-radius:14px;padding:.7rem .9rem;display:grid}
.ekg-werte span{font-size:.8rem;color:#9fc9d0}
.ekg-werte b{font:800 1.5rem var(--kopf);color:#fff}
.ekg-werte small{font-size:.78rem;color:#9fc9d0}
@media (max-width:760px){.ekg-werte{grid-template-columns:1fr 1fr}}
.ekg-legende{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;font-size:.85rem;color:#cfe3e6;margin-top:.4rem}
.ekg-legende span::before{content:"";display:inline-block;width:1.4em;height:3px;vertical-align:middle;margin-right:.45em}
.ekg-legende .l-pf::before{background:var(--orange)}
.ekg-legende .l-swap::before{background:var(--hell)}
.ekg-legende .l-info{color:#fff;font-weight:600}
.ekg-legende .l-info::before{display:none}
.ekg-gross .befund{color:var(--creme)}
.jahrestabelle td:nth-child(4){font-weight:400}
.download-karte{display:flex;gap:1.3rem;align-items:center;background:#fff;border:3px solid var(--nacht);border-radius:var(--r);padding:1.3rem 1.5rem;box-shadow:var(--schatten);margin:2rem 0 1rem}
.download-karte svg{width:64px;flex:none}
.download-karte h3{margin:0 0 .3rem}
.download-karte p{margin:0 0 .8rem}
@media (max-width:560px){.download-karte{flex-direction:column;align-items:flex-start}}
.ekg-legende.hell{color:var(--grau)}
#an-grafik{width:100%;height:auto;background:#fff;border:2px solid #dbe3e4;border-radius:14px}
.formel{font:700 1.25rem var(--kopf);background:#fff;border:2px solid var(--nacht);border-radius:14px;padding:.8rem 1.2rem;text-align:center;overflow-x:auto}
.feld select.auswahl{width:100%;font:600 1.05rem var(--kopf);padding:.6em .8em;border:2px solid #b9c7c9;border-radius:12px;background:var(--creme);color:var(--nacht)}
.grest-tabelle td:nth-child(3){white-space:normal}

/* Zins-Check-Formular (06.11.2026) */
.check-karte{display:grid;grid-template-columns:1fr 1.15fr;gap:2rem;background:#fff;border:3px solid var(--nacht);border-radius:28px;padding:2.2rem;box-shadow:0 8px 0 var(--nacht);max-width:1000px;margin:0 auto}
.check-text h2{margin-top:.6rem}
.check-liste{list-style:none;padding:0;margin:1.2rem 0 0;display:grid;gap:.5rem}
.check-liste li{padding-left:1.7em;position:relative;font-weight:600}
.check-liste li::before{content:"✓";position:absolute;left:0;color:var(--orange-d)}
.check-form{display:grid;gap:.9rem}
.check-form .zwei{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.check-form .feld label small{font-weight:500;color:var(--grau);font-size:.82rem}
.check-form input:not([type=checkbox]){width:100%;font:600 1.05rem var(--kopf);padding:.6em .8em;border:2px solid #b9c7c9;border-radius:12px;background:var(--creme);color:var(--nacht)}
.check-form input:focus,.check-form select:focus{outline:3px solid var(--orange);outline-offset:1px;border-color:var(--nacht)}
.check-form .haken label{font-size:.85rem;line-height:1.45}
.check-form .knopf{justify-content:center}
.check-form .versteckt{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.check-status{margin:0;font-weight:700;min-height:1.2em}
.check-status.ok{background:#e6f4ea;color:#14532d;border-radius:12px;padding:.8rem 1rem}
.check-status.fehler{color:#9b1c1c}
.check-klein{margin:0;font-size:.8rem;color:var(--grau)}
.check-form .ungueltig{border-color:#c0392b!important}
@media (max-width:820px){.check-karte{grid-template-columns:1fr;padding:1.6rem 1.2rem}}
@media (max-width:420px){.check-form .zwei{grid-template-columns:1fr}}